What is Clearpay?
Clearpay is an international payments platform that allows consumers to pay in four interest-free instalments and are rewarded for paying on time. There are no credit checks and no interest.
Clearpay, also known as Afterpay in some countries, has over 14 million active consumers globally. The service is provided by Clearpay Finance Ltd.
How Does Clearpay Work?
First-time customers will need to create a Clearpay account which will provide them with an instant approval decision. If you’re a returning customer, simply login to make your purchase. Please note that it is Clearpay’s decision whether they approve orders or not. Lily Blanche has no part in the decision-making process.
All Clearpay customers are required to make their first payment at time of purchase. The three remaining instalment payments are deducted automatically from your selected payment method every two weeks. You can login to your Clearpay account to make payments ahead of schedule.
Who Can Use ClearPay?
To sign up with Clearpay you need to:
- Be at least 18 years old.
- Have a valid email address and phone number
- Use a UK bank payment
- Have a verifiable and valid ID
- Be living in the UK (excluding Channel Islands)
- Be capable of entering into a legally binding contract.
Can I use Clearpay to Buy Jewellery?
Yes, you can purchase your favourite pieces of jewellery whether it's a Memory Keeper locket or a Birthstone Necklace with Clearpay, subject to T&Cs*.
When Will My First Clearpay Payment Be Taken?
You will pay the first payment at the time you make the purchase with Clearpay.
How to Use Clearpay on Our Site:
You can now purchase your favourite pieces of Lily Blanche jewellery using Clearpay, subject to T&Cs*
- Add your favourites to cart
- Select Clearpay at the checkout
- Log into or create your Clearpay account, instant approval decision.
- Your purchase will be split into 4 payments, payable every 2 weeks.
When will my items be delivered if I use Clearpay Online?
Clearpay orders are delivered quickly. The order will start to be processed as soon as you have completed checkout. You will receive your order in line with our standard delivery time frame.
How Do I Return an Item Purchased with Clearpay?
Clearpay returns will follow our free standard returns process. You will be refunded via the Clearpay app.
What Products are Not Eligible for Clearpay?
Clearpay is not available to purchase e-gift cards.
Please use Clearpay responsibly. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excluding Channel Islands). T&Cs and other eligibility criteria apply.
Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency. Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £36 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency. We encourage you to use Clearpay responsibly.
Please see Clearpay’s T&Cs here: clearpay.co.uk/terms for more information.