Buy Now Pay Later Jewellery with Klarna:
We’re excited to announce that we have partnered with Klarna to bring you new ways to purchase your favourite pieces of Lily Blanche jewellery.
What is Klarna?
Klarna is one of the leading global payments and shopping services. It was set up in 2005, in Stockholm, Sweden with the objective of making shopping online easier. Klarna’s mission is to make payment as simple, smooth, and safe as possible.
- More than 100 million shoppers are using Klarna
- 200,000 retailers work with Klarna worldwide
- Klarna is one of Europe’s largest banks and it has been powering online checkouts for over 15 years.
- It offers a range of services to help create a better shopping experience.
- To use Klarna you will need to be accepted and set up an account.
How Does Klarna Pay In 3 Instalments Work?
Klarna’s Pay in 3 instalments is a credit product that lets you spread the cost of your purchases over 3 equal payments. Klarna will take the payments from your debit or credit card directly so you don't have to worry about missing a payment.
Klarna will take the first payment when you make the purchase, the second 30 days later and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna app.
Why Use Klarna Pay in 3 Instalments:
Klarna is a new way to pay that’s an alternative to a credit card. 3 instalments give you flexibility without interest or hidden fees.
Not making payments on time could affect your ability to use Klarna in future. Debt collection agencies are used as a last resort.
How to Use Klarna on our site:
You can now buy your favourite pieces of Lily Blanche jewellery with Klarna, subject to status*. To use Klarna on our site:
- Simply add the items to your cart
- Go to the checkout and choose Klarna.
- Enter your debit or credit card information.
- To check your eligibility, Klarna will perform a soft credit search with a credit reference agency. This will not affect your credit score.
What Products are Not Eligible for Klarna?
- You can use Klarna to purchase any product on the Lily Blanche website, except for e-gift cards.
Who Can Use Klarna?
You must be a UK resident, over 18 years old and have a valid payment card to use Klarna’s credit products including Pay in 3. When you choose Klarna, the Klarna team will check the information you provide and your financial situation. Lily Blanche has no part in the decision-making process.
Pay in 3 is a credit product, it’s Klarna’s decision whether or not they decide to start an agreement with you.
What Does Klarna Consider When Reviewing Whether I’m Eligible?
Klarna offers Pay in 3 instalments based on a number of factors such as the purchase amount, and previous order history. You can improve your chances of being offered Pay in 3 instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address.
All orders are assessed individually. Just because you have been accepted for Pay in 3 instalments before does not mean it will be offered for every order. In turn, if your application for Pay in 3 instalments is denied, it does not mean it will be denied for future orders.
Which Countries is Klarna Available in?
Klarna only works on our site for those checking out in GBP and are receiving items shipped within the UK.
Why Wasn’t I Accepted to Klarna?
If you are having issues with being accepted, please contact Klarna directly.
Will Using Klarna Affect My Credit Score?
No. Klarna may carry out a limited soft credit check which won’t affect your credit score or your chances of using credit in the future.
Failure to pay on time might affect your ability to obtain credit in the future from Klarna and other lenders.
Is Payment Information Safe?
Payment information is processed securely by Klarna. No card details are transferred to or held by WOW Scotland Ltd, the parent company of Lily Blanche or any of its subsidiaries. All transactions take place through connections secured with the latest industry-standard security protocols.
Lily Blanche is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Klarna’s Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. Please see Klarna’s full list of T&Cs: https://www.klarna.com/uk/terms-and-conditions/
I’m still have questions regarding using Klarna, how do I get in touch?
Visit Klarna app Klarna’s Customer Service page (https://www.klarna.com/uk/customer-service/) for a full list of FAQs, live chat and telephone options.